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Terms of Service

productsprepaid.com  ·  productosprepago.com

Binding Agreement

By accessing or using our Websites, creating an account, or purchasing any product, you agree to be bound by these Terms. If you do not agree, you must not use our Websites or services.

Overview

Welcome to ProductsPrepaid and ProductosPrepago. These Terms of Service ("Terms") govern your access to and use of www.productsprepaid.com and www.productosprepago.com (the "Websites") and all products and services offered through them.

1. About Our Service

PrepaidProducts and ProductosPrepago are online retail platforms selling prepaid digital products worldwide: mobile airtime top-ups, digital gift cards, gaming credits, and utility bill payments. Products are delivered electronically and instantly through our integration with Reloadly (reloadly.com).

We operate as a reseller through the Reloadly platform. By purchasing, you acknowledge:

  • Product delivery is executed in real time through the Reloadly API
  • We are bound by Reloadly's policies and network operator agreements
  • Product availability and pricing are subject to change based on Reloadly's catalog
  • We have no control over mobile operator policies, gift card issuer terms, or utility provider rules

2. Eligibility

By using our Websites, you represent and warrant that:

  • You are at least 18 years of age (or the age of legal majority in your jurisdiction)
  • You have the legal capacity to enter into a binding agreement
  • You are not located in a jurisdiction where use of our services is prohibited by law
  • You will use our services only for lawful purposes
  • All information you provide is accurate, current, and complete

3. Account Registration

3.1 Creating an Account

To purchase products, you must create a user account. You agree to:

  • Provide accurate and complete registration information
  • Maintain and update your account information to keep it accurate
  • Keep your password confidential and not share it with any third party
  • Immediately notify us of any unauthorized use at info@productosprepago.com
  • Accept responsibility for all activities that occur under your account

3.2 Account Security

You are responsible for maintaining the security of your account credentials. We are not liable for any loss arising from unauthorized access resulting from your failure to protect your login information. We use bcrypt password hashing and secure server-side session management.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violations of these Terms, fraudulent activity, unwarranted chargebacks, or misuse of our services.

4. Purchases and Payments

4.1 Order Process

  1. Select a product and enter recipient details
  2. Review the order summary — product, amount, and recipient
  3. Confirm payment through Stripe or MercadoPago
  4. Your order is transmitted to Reloadly for immediate delivery
  5. You receive an order confirmation email with your transaction reference

4.2 Pricing

All prices are in US Dollars (USD) unless otherwise indicated. Prices are subject to change based on exchange rates, operator pricing, and market conditions. The price at checkout is the price you will be charged.

4.3 Payment

We accept Visa, Mastercard, and American Express through PCI DSS-compliant payment gateways. We do not store your card information on our servers. By providing payment information, you authorize us to charge the specified amount.

4.4 Your Responsibility for Accuracy

You are solely responsible for providing correct recipient information — including phone numbers, email addresses, and account numbers — before confirming any purchase. We cannot retrieve or redirect a delivery once sent. Errors in recipient information will not qualify for a refund.

5. Product Delivery

Delivery times vary by product type:

  • Mobile top-ups: Typically seconds to a few minutes
  • Gift cards & gaming PINs: Typically instantaneous
  • Utility payments: Typically 1–24 hours

If your order has not been delivered within 24 hours, contact info@productosprepago.com with your transaction reference number.

6. Refunds and Cancellations

All sales of digital prepaid products are final. Please review our full Refund and Cancellation Policy for details. By purchasing, you acknowledge:

  • Digital products cannot be returned once delivered
  • Completed transactions cannot be reversed by us or by Reloadly
  • Refunds are only available in the limited circumstances described in our Refund Policy
  • Contacting info@productosprepago.com is the correct first step for any transaction issue

7. Prohibited Uses

You agree not to use our Websites or services to:

  • Purchase products for resale or commercial redistribution without our written consent
  • Use automated tools, bots, or scripts to access or purchase from our Websites
  • Circumvent, disable, or interfere with our security systems
  • Submit false or fraudulent payment information
  • File fraudulent chargebacks or payment disputes
  • Engage in any illegal activity, money laundering, or terrorism financing
  • Purchase products for a country or recipient subject to sanctions
  • Create multiple accounts to abuse promotions or evade account restrictions
  • Attempt to reverse-engineer our platform or API integrations

8. Intellectual Property

All content on our Websites — logos, graphics, text, design elements, and software — is protected by applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works without our express written permission.

The Reloadly name and trademarks are property of Reloadly Inc. All other product names and brands (Amazon, Netflix, PlayStation, Xbox, Roblox, etc.) are property of their respective owners.

9. Disclaimer of Warranties

Our Websites and services are provided "as is" and "as available" without warranties of any kind. We do not warrant that:

  • The Websites will be available at all times or free from errors
  • Products will be delivered within any specific timeframe
  • The results of using our services will meet your expectations
  • Our systems will be free from viruses or other harmful components

All implied warranties are disclaimed to the maximum extent permitted by applicable law.

10. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our Websites or services.

In any case, our total liability shall not exceed the amount you paid for the specific transaction giving rise to the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless our officers, directors, employees, and partners against any claims, damages, losses, liabilities, costs, and expenses arising from: (a) your use of our Websites; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any false or fraudulent information you provided.

12. Third-Party Services

Our services rely on third-party providers including Reloadly, Stripe, MercadoPago, and email service providers. We are not responsible for their acts or omissions. Your use of our services may also be subject to their respective terms and privacy policies.

13. Governing Law and Disputes

These Terms are governed by the laws applicable to the jurisdiction in which we operate. Any disputes shall first be attempted to be resolved by contacting info@productosprepago.com.

If a dispute cannot be resolved informally, it shall be submitted to binding arbitration or, where not permitted, to the courts of competent jurisdiction. Class action lawsuits are waived to the maximum extent permitted by law.

14. Changes to Terms

We may modify these Terms at any time. Changes take effect immediately upon posting. We will notify you by email for material changes. Continued use of our Websites constitutes acceptance of the revised Terms.

15. Severability

If any provision of these Terms is found unlawful or unenforceable, it shall be deemed severable from the remaining provisions, which remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy and Refund & Cancellation Policy, constitute the entire agreement between you and us regarding your use of our Websites and supersede all prior communications and proposals.

Contact — Terms of Service

Email

info@productosprepago.com

Websites

productsprepaid.com
productosprepago.com

API Provider

Reloadly (reloadly.com)